GA Revision for SBI Clerk and Other Exams -991

1. HeidelbergCement plans to turn its Swedish factory in Slite into the world’s first carbon-neutral cement plant by which year?
   A) 2024
   B) 2025
   C) 2027
   D) 2030
   
   
   

   
   Option D
   Explanation: HeidelbergCement, the world’s second-largest cement maker, said it plans to turn its Swedish factory in Slite into the world’s first carbon-neutral cement plant by 2030.

   
   
2. In financial terms, what does L in LTV stands for?
   A) Loan
   B) Listed
   C) Lien
   D) Lend
   
   
   

   
   Option A
   Explanation: The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. The term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.

   
   
3. Who has won the prestigious International Booker Prize?
   A) William Faulkner
   B) Ernest Hemingway
   C) Virginia Woolf
   D) David Diop
   
   
   

   
   Option D
   Explanation: French novelist David Diop won the prestigious International Booker Prize for books translated into English with his World War I-set novel, At Night All Blood is Black.

   
   
4. Port Moresby is the capital of which country?
   A) Haiti
   B) Mongolia
   C) Papua New Guinea
   D) Suriname
   
   
   

   
   Option C
   Explanation: Currency - Papua New Guinean kina

   
   
5. Which organisation was appointed as the personnel certification body of the Yoga Certification Board of India ?
   A) ICCR
   B) IFFCO
   C) CRIDA
   D) ICAR
   
   
   

   
   Option A
   Explanation: Yoga Certification Board of India has appointed Indian Council for Cultural Relations as the personnel certification body.

   
   
6. Which state to provide free medical consultation at home through “Vaidya Aapke Dwar Yojana”?
   A) Uttar Pradesh
   B) Maharashtra
   C) Madhya Pradesh
   D) Haryana
   
   
   

   
   Option C
   Explanation: The Department of AYUSH in Madhya Pradesh launched the “Vaidya Aapke Dwar” scheme, through which free AYUSH medical specialists can be consulted through live video call from home. The Minister of State for AYUSH, Shri Ramkishore Kaware, had launched the scheme virtually on May 7.

   
   
7. Which firm in India has launched a new initiative to provide students from leading law schools in the country?
   A) Google
   B) Facebook
   C) Twitter
   D) None of the above
   
   
   

   
   Option B
   Explanation: Facebook India said it has launched a new initiative to provide students from leading law schools in the country a platform for research and mentorship on topics related to technology law and policy.

   
   
8. What is India’s rank on the Institute for Management Development (IMD)’s annual World Competitiveness Index 2021?
   A) 43rd
   B) 40th
   C) 41st
   D) 44th
   
   
   

   
   Option C
   Explanation: India held the 43rd rank on the Institute for Management Development (IMD)’s annual World Competitiveness Index 2021.

   
   
9. What is the present Rate of Interest in National Savings Certificates (NSC)?
   A) 6.9%
   B) 6.5%
   C) 6.8%
   D) 6.2%
   
   
   

   
   Option C
   

   
   
10. India’s First Agriculture Export Facilitation Centre was launched in which city?
    A) Satna
    B) Pune
    C) Jabalpur
    D) Mumbai
    
    
    

    
    Option B
    Explanation: The Maharashtra Chamber of Commerce, Industry, and Agriculture (MCCIA) has launched India’s first agro-export facilitation centre in Pune, in collaboration with National Bank for Agriculture and Rural Development (NABARD).

    
    
11. When is the International Day of the Girl Child celebrated?
    A) July 17
    B) September 21
    C) August 5
    D) October 11
    
    
    

    
    Option D
    

    
    
12. Which Indian power utility has become a signatory to the UN Global Compact’s CEO Water Mandate?
    A) Adani group
    B) NTPC
    C) Tata Power
    D) JSW Energy
    
    
    

    
    Option B
    Explanation: NTPC Ltd, India’s largest power utility, has become a signatory to the UN Global Compact’s CEO Water Mandate.

    
    
13. Which platform has expanded cards tokenisation with more banks in India?
    A) Paytm
    B) Freecharge
    C) Google Pay
    D) Amazon Pay
    
    
    

    
    Option C
    Explanation: Digital payments platform Google Pay has announced further expansion in the footprint of bank partners offering cards tokenisation on the Google Pay app.

    
    
14. Which company has launched the country’s first private digital platform to conduct virtual arbitration, conciliation, mediation and other Alternative Dispute Resolution (ADR) mechanisms?
    A) Mphasis
    B) Jupitice Justice Technology
    C) Nerov Technology
    D) Aukra Techno
    
    
    

    
    Option B
    Explanation: Chandigarh-based Jupitice Justice Technologies has launched the country’s first private digital platform to conduct virtual arbitration, conciliation, mediation and other Alternative Dispute Resolution (ADR) mechanisms.

    
    
15. The European Union and an energy investment programme founded by Whom pledge $1 billion boost for green technology?
    A) Mukesh Ambani
    B) Satya Nadella
    C) Bill Gates
    D) Mark Zuckerberg
    
    
    

    
    Option C
    Explanation: The European Union and an energy investment programme founded by Bill Gates plan to raise up to $1 billion to roll out the low-carbon technologies Europe is betting on to meet its climate change goals, the European Commission said.

    
    
16. Which company got RBI’s In-Principle Nod To Take Over PMC Bank?
    A) Centrum Financial Services
    B) DBS
    C) HSBC India
    D) Reliance
    
    
    

    
    Option A
    Explanation: The Reserve Bank of India (RBI) has given “in-principle” approval to Centrum Financial Services Ltd (CFSL) to set up a small finance bank (SFB), which will take over the beleaguered Punjab and Maharashtra Cooperative Bank (PMC Bank).

    
    
17. Who hosted ‘Goa Maritime Symposium GMS-21)’, a forum towards fostering friendly relations with the maritime neighbours?
    A) Indian Army
    B) Indian AirForce
    C) NASSCOM
    D) Indian Navy
    
    
    

    
    Option D
    Explanation: Indian Navy hosted ‘Goa Maritime Symposium GMS-21)’, a forum towards fostering friendly relations with the maritime neighbours, virtually due to the prevailing situation of COVID pandemic.

    
    
18. The term ‘Banking’ is defined under _____ of Banking Regulation Act, 1949
    A) Section 4(a)
    B) Section 5(b)
    C) Section 6(c)
    D) Section 7(a)
    
    
    

    
    Option B
    Explanation: As per Section 5(b) of the Banking Regulation Act, 1949 , “banking” means the accepting, for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise, and withdrawable by cheque, draft, order or otherwise.

    
    
19. Which organization has inked Pact With CSSF, Luxembourg To Strengthen Cooperation In Securities Regulation?
    A) RBI
    B) NABARD
    C) IRDAI
    D) SEBI
    
    
    

    
    Option D
    Explanation: Sebi said it has signed an initial pact with Luxembourg supervisory authority for the financial sector, the Commission de Surveillance du Secteur Financier (CSSF), for mutual cooperation and technical assistance.

    
    
20. Where is the HQ of Indian Renewable Energy Development Agency Ltd?
    A) Lucknow
    B) Kolkata
    C) New Delhi
    D) Hyderabad
    
    
    

    
    Option C