GA Revision for Banking and Other Exams – 1072

1. According to findings of the National Family and Health Survey-5,what is the recent sex ratio of female to males in India?
   A) 1020:1000
   B) 1000:1010
   C) 900:1000
   D) 1020:1030
   
   
   

   
   Option A
   Explanation: Indicating a demographic shift, the number of women surpassed men for the first time in India with the sex ratio being 1,020: 1,000, according to findings of the National Family and Health Survey-5.

   
   
2. In September 2021, the Indian Army organised ‘Bijoya Sanskritik Mahotsav’ from September 26 to 29 in which state?
   A) Tamil Nadu
   B) West Bengal
   C) Assam
   D) Uttarakhand
   
   
   

   
   Option B
   Explanation: Indian Army will organise ‘Bijoya Sanskritik Mahotsav’ from September 26 to 29 in Kolkata to mark 50 years of Bangladesh’s liberation following India’s victory over Pakistan in the 1971 war.

   
   
3. The definition of MSME is based on _____in equipment?
   A) Annual Turnover
   B) investment in Plant & Machinery
   C) investment And Annual Turnover
   D) investment in equipment
   
   
   

   
   Option C
   Explanation: According to the provisions of the MSMED (Micro, Small & Medium Enterprises Development) Act of 2006, MSMEs are classified into two classes i.e. Manufacturing Enterprises and Service Enterprises. The enterprises are further categorized based on annual turnover and investment in equipment.

   
   
4. Which application was launched by Union Minister Nitin Gadkari on innovation, entrepreneurship, science technology, research and skill for knowledge transformation?
   A) CUNSULT
   B) DHRUV
   C) SHAURYA
   D) CONSOLE
   
   
   

   
   Option A
   Explanation: Road Transport and Highways Minister Nitin Gadkari has launched knowledge App and platform CUNSULT. Emphasizing on innovation, entrepreneurship, science technology, research and skill for knowledge transformation, the minister said, conversion of knowledge into wealth is the future.

   
   
5. In which state is the Gangotri National Park located?
   A) Himachal Pradesh
   B) Gujarat
   C) Jammu & Kashmir
   D) Uttarakhand
   
   
   

   
   Option D
   Explanation: Gangotri National Park is a national park in Uttarkashi District of Uttarakhand in India, covering about 2,390 km². Its habitat consists of coniferous forests, alpine meadows and glaciers. Gaumukh at Gangotri glacier, the origin of river Ganga, is located inside the park.

   
   
6. Union Home Minister Amit Shah virtually laid the foundation stone of the Rani Gaidinliu tribal freedom fighters’ museum in which state?
   A) Telangana
   B) Assam
   C) Manipur
   D) Karnataka
   
   
   

   
   Option C
   Explanation: Union Home Minister Amit Shah virtually laying the foundation stone of the Rani Gaidinliu tribal freedom fighters’ museum at Luangkao Village in Tamenglong District of Manipur.

   
   
7. Ministry of Civil Aviation has released an interactive digital airspace map for flying drone. It demarcates which zones across the country for the purpose of drones operation?
   A) Green, Yellow, Red
   B) Blue,Yellow.Green
   C) Black,Blue,Red
   D) Green,Blue,Pink
   
   
   

   
   Option A
   Explanation: Ministry of Civil Aviation has released an interactive digital airspace map for flying drone. The map demarcates green, yellow and red zones across the country for the purpose of drones operations.

   
   
8. In which city’s port,India’s first Radio over Internet Protocol system was inaugurated?
   A) Chennai
   B) Vadodara
   C) Kolkata
   D) Surat
   
   
   

   
   Option C
   Explanation: In view of a much needed solution for providing effective long-range marine communications, the Radio over Internet Protocol (ROIP) System at Syama Prasad Mookerjee Port, Kolkatawas inaugurated.

   
   
9. Who called for for adoption of future technologies for grass root policing requirements and development of inter-operable technologies which would benefit Police forces across the country?
   A) HarshVardhan Singh
   B) Rajnath Singh
   C) Jitendra Singh
   D) Narendra Modi
   
   
   

   
   Option D
   Explanation: Prime Minister Narendra Modi called for adoption of future technologies for grass root policing requirements and development of inter-operable technologies which would benefit Police forces across the country.

   
   
10. World Health Organization (WHO) updated its air quality guidelines for the first time in how many years?
    A) 15
    B) 20
    C) 25
    D) 10
    
    
    

    
    Option A
    Explanation: The World Health Organization (WHO) updated its air quality guidelines for the first time in 15 years.

    
    
11. Where is the headquarter of International Hockey Federation (FIH) situated?
    A) Vienna
    B) Lausanne
    C) Rome
    D) London
    
    
    

    
    Option B
    Explanation: Lausanne, Switzerland, Founded – January 1924, President – Leandro Negre, CEO - Thierry Weil

    
    
12. What is the capital of Uzbekistan?
    A) Gadreb
    B) Baghdad
    C) Tehran
    D) Tashkent
    
    
    

    
    Option D
    Explanation: Currency - Uzbekistani soʻm, President - Shavkat Mirziyoyev

    
    
13. Which state was adjudged best performer in inland fisheries by the Union Government?
    A) Karnataka
    B) Telangana
    C) Tamil Nadu
    D) Kerala
    
    
    

    
    Option B
    Explanation: Telangana was adjudged best performer in inland fisheries, while Andhra Pradesh was named the best marine state in the country by the Centre.

    
    
14. Which organisation issued master circular on transfer of NPAs, securitisation of standard assets?
    A) RBI
    B) SEBI
    C) IRDA
    D) NABARD
    
    
    

    
    Option A
    Explanation: The RBI has effected major changes to the norms governing the transfer of bad loans and standard assets by lenders to bring in transparency in the process and to improve liquidity in the system, besides corporate governance.

    
    
15. Nathpa Jhakri Dam is in Himachal Pradesh. It is built over which river?
    A) Beas
    B) Ravi
    C) Sutlej
    D) Krishna
    
    
    

    
    Option C
    Explanation: The Nathpa Jhakri Dam is a concrete gravity dam on the Sutlej river in Himachal Pradesh, India. The primary purpose of the dam is hydroelectric power production and it supplies a 1,500 megawatts underground power station with water.

    
    

GA Revision for Banking and Other Exams – 1071

1. Which company has now acquired a 100% stake in Urja Money Pvt. Ltd., which provides a loan management system through its proprietary solution, CreditMate?
   A) Mobikwik
   B) Cred
   C) Paytm
   D) PayPal
   
   
   

   
   Option C
   Explanation: Digital payments major, Paytm, has now acquired a 100% stake in Urja Money Pvt. Ltd., which provides a loan management system through its proprietary solution, CreditMate.

   
   
2. Government of Manipur have signed a Memorandum of Agreement (MoA) with which company to establish first of its kind center for Invention, Innovation, Incubation & Training (CIIIT) on Industrial Experiential Learning & Development at Manipur?
   A) Tata Tech
   B) Oswal Tech
   C) HCL
   D) TCS
   
   
   

   
   Option A
   Explanation: Tata Technologies and the Government of Manipur have signed a Memorandum of Agreement (MoA) to establish first of its kind center for Invention, Innovation, Incubation & Training (CIIIT) on Industrial Experiential Learning & Development at Manipur.

   
   
3. What is the limit of fund transfer using UPI?
   A) Rs 20,000
   B) Rs 10,000
   C) Rs 50,000
   D) Rs 1 Lakh
   
   
   

   
   Option D
   Explanation: At present, the UPI transfer limit per UPI transaction is ₹1 Lakh. This limit is enabled as UPI is based on IMPS technology. In most of the cases, the maximum number of UPI transactions is limited to 20. Although the transaction limit per UPI transaction is ₹1 lakh, the upper limit depends on bank-to-bank.

   
   
4. Who headed the committee to suggest ways for GST rate rationalisation, eliminate inverted duty structure?
   A) Ajit Pawar
   B) Basavaraj S Bommai
   C) Yogi Adityanath
   D) Nirmala Sitharaman
   
   
   

   
   Option B
   Explanation: After four years of implementation, the Centre and States have initiated an exercise to rework the rates slab under the Goods and Services Tax (GST), with the formation of a Group of Ministers (GoM).

   
   
5. Who clinched the gold medal in the women’s 25-metre air pistol event of the ISSF Junior World Championship in Lima, Peru?
   A) Manu Bhaker
   B) Avantika Chaudhary
   C) Naamya Kapoor
   D) Akanksha Chaturvedi
   
   
   

   
   Option C
   Explanation: India’s 14-year-old shooter Naamya Kapoor clinched the gold medal in the women’s 25-metre air pistol event of the ISSF Junior World Championship in Lima, Peru.

   
   
6. NTPC Renewable Energy Ltd (NTPC REL) has signed the first green term loan agreement of Rs 500 crore with which bank?
   A) Bank of India
   B) IDBI Bank
   C) SBI
   D) PNB
   
   
   

   
   Option A
   Explanation: State-run power giant NTPC said its arm NTPC Renewable Energy Ltd (NTPC REL) has signed the first green term loan agreement of Rs 500 crore with Bank of India.

   
   
7. Where is the HQ of National Hydroelectric Power Generation Corporation of India?
   A) Mumbai
   B) Gwalior
   C) Nagpur
   D) Faridabad
   
   
   

   
   Option D
   Explanation: NHPC Limited (National Hydroelectric Power Corporation) is an Indian government hydropower board under the ownership of Ministry of Power, Government of India that was incorporated in the year 1975 with an authorised capital of ₹2,000 million and with an objective to plan, promote and organise an integrated and efficient development of hydroelectric power in all aspects.

   
   
8. Which organisation has signed an MoU with the Natural History Museum (NHM) London to work together to collect, study and conserve faunal specimens for science and to create and exchange associated data and images?
   A) The Cultural Art Institute
   B) Zoological Survey of India
   C) Botanical Survey of India
   D) International Science institute
   
   
   

   
   Option B
   Explanation: The Zoological Survey of India (ZSI) has signed an MoU with the Natural History Museum (NHM) London to work together to collect, study and conserve faunal specimens for science and to create and exchange associated data and images.The MoU will be for five years.

   
   
9. Who has taken charge as Managing Director of Life Insurance Corporation of India?
   A) BC Patnaik
   B) Manju Sharma
   C) Ravi Mishra
   D) Mahesh Sharma
   
   
   

   
   Option A
   Explanation: BC Patnaik has taken charge as Managing Director of Life Insurance Corporation of India.

   
   
10. Which became the first local credit rating company to be associated with the Principles for Responsible Investment (PRI), a United Nations-backed initiative that deals with ESG (Environment Social Governance) credit risk?
    A) Cred
    B) Stankey
    C) Crisil
    D) Acute Ratings and Research
    
    
    

    
    Option D
    Explanation: Acuité Ratings & Research became the first local credit rating company to be associated with the Principles for Responsible Investment (PRI), a United Nations-backed initiative that deals with ESG (Environment Social Governance) credit risk.

    
    
11. Which of the following was introduced to increase ease of bill payments in the country?
    A) BQR
    B) ABPS
    C) BBPS
    D) NACH
    
    
    

    
    Option C
    Explanation: Bharat Bill Payment System (BBPS) is an integrated bill payment system in India offering interoperable and accessible bill payment service to customers through a network of agents of registered member as Agent Institutions, enabling multiple payment modes, and providing instant confirmation of payment.

    
    
12. In September 2021, Prime Minister Narendra Modi launched the Ayushman Bharat Digital Mission.It is being implemented in pilot phases in how many UTs?
    A) 6
    B) 4
    C) 8
    D) 2
    
    
    

    
    Option A
    Explanation: Prime Minister Narendra Modi launched the Ayushman Bharat Digital Mission, saying it had the potential to bring “revolutionary changes in our health facilities”.The mission is currently being implemented in the pilot phase in six Union Territories.

    
    
13. Who has been named Tunisia’s first female prime minister?
    A) Namma Bouden
    B) Tunis Femisia
    C) Jacimdia Arden
    D) Najla Bouden Romdhane
    
    
    

    
    Option D
    Explanation: Najla Bouden Romdhane has been named Tunisia’s first female prime minister, two months after President Kais Saied assumed executive authority, sacked the prime minister and suspended parliament.

    
    
14. Where is the “Kalighat Mandir” situated?
    A) Madhya Pradesh
    B) Maharashtra
    C) West Bengal
    D) Andhra Pradesh
    
    
    

    
    Option C
    Explanation: Kalighat Kali Temple is a Hindu temple in Kalighat, Kolkata, West Bengal, India dedicated to the Hindu goddess Kali. It is one of the 51 Shakti Peethas. There are four main Adi Shakti Peethas where one of the body parts of Goddess Sati fell in each of the temples.

    
    
15. How much amount of loan was approved by Asian Infrastructure Investment Bank for expansion of Chennai Metro Rail System?
    A) USD 100 million
    B) USD 345 million
    C) USD 400 million
    D) USD 356 million
    
    
    

    
    Option D
    Explanation: The Asian Infrastructure Investment Bank (AIIB) has approved a USD356.67 million loan to the Government of India to support the expansion of the Chennai metro rail system.

    
    

GA Revision for Banking and Other Exams – 1070

1. The Centre has brought ordinance to extend the tenure of Enforcement Directorate (ED) and Central Bureau of Investigation (CBI) directors up to how many years?
   A) 5
   B) 6
   C) 8
   D) 12
   
   
   

   
   Option A
   Explanation: The Centre has brought ordinance to extend the tenure of Enforcement Directorate (ED) and Central Bureau of Investigation (CBI) directors up to 5 years.

   
   
2. Who is the author of book Sunrise Over Ayodhya: Nationhood in Our Times’?
   A) Amir Khan
   B) SulemanAnsari
   C) AnilBaijal
   D) Salman Khurshid
   
   
   

   
   Option D
   Explanation: Senior Congress leader Salman Khurshid has said that he never called Hindutva and ISIS same in his new book, but similar as a major controversy continued over the issue.

   
   
3. Which of the following Payments Bank is the first one to start giving its services in India?
   A) Paytm Payments Bank
   B) India Post Payments Bank
   C) Airtel Payments Bank
   D) Fino Payments Bank
   
   
   

   
   Option C
   

   
   
4. Judima, a home-made rice wine from which state gOt GI tag?
   A) West Bengal
   B) Assam
   C) Uttar Pradesh
   D) Rajasthan
   
   
   

   
   Option B
   Explanation: Judima, a home-made rice wine from Assam and Sojat Mehndi (Henna) from Rajasthan, has been awarded the geographical indication (GI) tag.

   
   
5. Where is the Dantiwada Dam built?
   A) Gujarat
   B) Assam
   C) Jammu & Kashmir
   D) Madhya Pradesh
   
   
   

   
   Option A
   Explanation: The Dantiwada Dam is a mud and masonry dam on the West Banas River near Dantiwada, Banaskantha district of northern Gujarat in India. The dam was constructed in 1965 mainly for irrigation and flood control.

   
   
6. The Centre issued a notification on extension of the tenure of Defence Secretary, Home Secretary, Director of Intelligence Bureau, Secretary of Research and Analysis Wing for the period of how many years?
   A) 1
   B) 2
   C) 3
   D) 5
   
   
   

   
   Option B
   Explanation: The Centre issued a notification on extension of the tenure of Defence Secretary, Home Secretary, Director of Intelligence Bureau, Secretary of Research and Analysis Wing for the period of two years.

   
   
7. When is the International Day of Tolerance observed?
   A) November 17
   B) November 14
   C) November 16
   D) November 15
   
   
   

   
   Option C
   Explanation: November 16 commemorates the International Day of Tolerance, every year. This is a UN declared day that aims at creating public awareness on the dangers of intolerance.

   
   
8. Union Law Minister Kiren Rijiju inaugurated the country’s first “Sports Arbitration Centre of India” in which state?
   A) Uttar Pradesh
   B) Gujarat
   C) Punjab
   D) Kerala
   
   
   

   
   Option B
   Explanation: Union Law Minister Kiren Rijiju inaugurated the country’s first “Sports Arbitration Centre of India” in Gujarat which will serve as an independent body to fast track disputes in the sports sector.

   
   
9. Who won the 2021 JCB Prize for Literature?
   A) Ramesh Bakshi
   B) Nanda Kumar
   C) Fathima
   D) M Mukundan
   
   
   

   
   Option D
   Explanation: Mukundan’s “Delhi: A Soliloquy”, translated from Malayalam by Fathima E.V. and Nandakumar K., was announced winner of the JCB Prize for Literature.

   
   
10. which earth monitoring satellite was launched from California that has recorded human and natural impacts on Earth’s surface for decades?
    A) LandSat 9
    B) LandSat 7
    C) Sat 8
    D) Land 9 X
    
    
    

    
    Option A
    Explanation: The latest in a series of U.S. satellites that has recorded human and natural impacts on Earth’s surface for decades was launched into orbit from California to ensure continued observations in the era of climate change.

    
    
11. The purpose of Round Revolution is ___?
    A) Horticulture Production
    B) Oil seeds Production
    C) Cotton Production
    D) Potato Production
    
    
    

    
    Option D
    Explanation: Round revolution is the revolution adopted by the Government of India for the increase in production of Potato. This revolution is aimed to make the production doubled or tripled instead of single annual increase.

    
    
12. Who will head the committee that has been formed by the government to investigate Pandora Papers Leak?
    A) JB Mohapatra
    B) Ankit Jain
    C) Digvijay Singh
    D) Amitabh Kant
    
    
    

    
    Option A
    Explanation: Government said that the cases pertaining to Pandora Papers will be investigated and appropriate action will be taken in such cases as per law.

    
    
13. Who have won the 2021 KidsRights International Children’s Peace Prize for tackling pollution from household waste?
    A) Priyank and Varsha
    B) Vihaan and Nav Agarwal
    C) Vimal and AnkurJaiswal
    D) Vikash and Navankur Singh
    
    
    

    
    Option B
    Explanation: Two Indian teenage brothers have won the 2021 KidsRights International Children’s Peace Prize for tackling pollution from household waste.

    
    
14. What is the currency of Bangladesh?
    A) Taka
    B) Dinar
    C) Rial
    D) Peso
    
    
    

    
    Option A
    Explanation: Capital - Dhaka, Prime minister - Sheikh Hasina, President - Abdul Hamid

    
    
15. Which of the folowing bank has been empaneled as “Settlement Bank “by National Stock Exchange?
    A) Bank of India
    B) Bank of Baroda
    C) Uco Bank
    D) Yes Bank
    
    
    

    
    Option D
    Explanation:

    
    

GA Revision for Banking and Other Exams – 1069

1. Nikol Pashinyan has been elected as Prime Minister of which country?
   A) Greece
   B) Armenia
   C) Switzerland
   D) Netherland
   
   
   

   
   Option B
   Explanation: Armenian Prime Minister Nikol Pashinyan’s party won a majority in the snap parliamentary elections with 53.9 percent of the vote, as per official results declared.

   
   
2. Which country has successfully launched the 41st Scientific Expedition to Antarctica?
   A) China
   B) France
   C) Russia
   D) India
   
   
   

   
   Option D
   Explanation: India has successfully launched the 41st Scientific Expedition to Antarctica with the arrival of the first batch of its contingent at the southern white continent.

   
   
3. Who regulates Venture Capital Fund Company in India?
   A) RBI
   B) SIDBI
   C) SEBI
   D) NABARD
   
   
   

   
   Option C
   Explanation: SEBI regulations permit investment by venture capital funds in equity or equity related instruments of unlisted companies and also in financially weak and sick industries whose shares are listed or unlisted.

   
   
4. Who won the Brazilian Grand Prix 2021?
   A) Lewis Hamilton
   B) ValtteriVotas
   C) Sebastian Vettel
   D) Max Verstappen
   
   
   

   
   Option A
   

   
   
5. Centre has extended the tenure of appointment of Ananta Barua as Whole-time Member (WTM) of SEBI by how many years?
   A) 1 year
   B) 2 years
   C) 3 years
   D) 4 years
   
   
   

   
   Option B
   Explanation: The Centre has extended the tenure of appointment of Ananta Barua as Whole-time Member (WTM) of the Securities and Exchange Board of India (SEBI) for a period of two years.His tenure has been extended till July 31, 2023.

   
   
6. The M.A.Chidambaram Stadium is located in which city?
   A) Hyderabad
   B) Indore
   C) Chennai
   D) Kolkata
   
   
   

   
   Option C
   Explanation: M. A. Chidambaram Stadium, commonly known as the Chepauk Stadium, is a cricket stadium in Chennai, Tamil Nadu, India. Established in 1916, it is the second oldest cricket stadium in the country after Eden Gardens in Kolkata.

   
   
7. What is the full form of UPI?
   A) Unified Payment Interface
   B) Unique Payment interface
   C) Unified Pay Inquiry
   D) Unique Pay Interface
   
   
   

   
   Option A
   Explanation: Unified Payments Interface is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank peer-to-peer and person-to-merchant transactions. NPCI is umbrella organisation for all digital payments.

   
   
8. With which other organisation, Asian Development Bank launched ‘WePOWER India Partnership Forum’ to increase workforce participation of women in energy sector?
   A) WHO
   B) IMF
   C) NASSCOM
   D) World Bank
   
   
   

   
   Option D
   Explanation: The WePOWER India Partnership Forum, held through a virtual platform launched the efforts to scale up the South Asia Women in Power Sector Professional Network (WePOWER) in India.

   
   
9. Which Indian Power Utility has won Recognition of India’s Best Employers Among Nation-Builders 2021?
   A) Tata Power Company Ltd
   B) Adani Green Energy Ltd
   C) Power Grid Corporation Of India Ltd
   D) NTPC Ltd
   
   
   

   
   Option D
   Explanation: For the first time, National Thermal Power Corporation Limited (NTPC) won recognition as India’s Best Employers among Nation-Builders 2021. It has been recognized as the ‘Great Place to Work’ for the 15th straight year by the Great Places to Work Institute.

   
   
10. Cash management Bills have a maturity of _____?
    A) less than 91 days
    B) 1 year to 3 years
    C) more than 1 years
    D) more than 3 years
    
    
    

    
    Option A
    Explanation: These bills are non-standard, with a maturity period of less than 91 days, and are discounted monetary market instruments.

    
    
11. Which organisation launched world’s largest telescope James Webb Space to behold first stars?
    A) SpaceX
    B) WebX
    C) NASA
    D) ISRO
    
    
    

    
    Option C
    Explanation: The world’s largest and most powerful space telescope rocketed away on a high-stakes quest to behold light from the first stars and galaxies and scour the universe for hints of life.

    
    
12. How much amount of loan was signed between Asian Development Bank and Union government for development of Agartala?
    A) $61 million
    B) $55 million
    C) $48 million
    D) $58 million
    
    
    

    
    Option A
    Explanation: The Union Government and Asian Development Bank, ADB signed a 61-million dollar loan to improve livability, harness technology and promote new developments to accommodate the expanding population in Agartala city while building the capacity of State agencies for improved service delivery.

    
    
13. Which Airport has won Honour In Airport Service Quality?
    A) Indira Gandhi International Airport
    B) Chennai International Airport
    C) Cochin International Airport
    D) Sardar Vallabhbhai International Airport
    
    
    

    
    Option C
    Explanation: The Cochin International Airport has won the Airport Council International (ACI) Director General’s Roll of Excellence honour in Airport Service Quality.

    
    
14. Abubshehar Wild Life Sanctuary is in which state?
    A) Haryana
    B) Madhya Pradesh
    C) Assam
    D) West Bengal
    
    
    

    
    Option A
    Explanation: Abubshahar Wildlife Sanctuary is situated in Sirsa district of Haryana state, India.

    
    
15. Who won the 11th National Billiards title 2021?
    A) Dhruv Sitwala
    B) Pankaj Advani
    C) Mayank Sharma
    D) Dharmendra Singh
    
    
    

    
    Option B
    

    
    

GA Revision for Banking and Other Exams – 1068

1. Who has been appointed as brand ambassador of SMB Neobank FloBiz?
   A) Salman Khan
   B) Manoj Bajpayee
   C) Nawazuddin Siddiqui
   D) Shahrukh Khan
   
   
   

   
   Option B
   Explanation: FloBiz, a fast-growing neobank for Indian SMBs, announced its association with Padma Shri awardee actor Manoj Bajpayee.

   
   
2. Who has been sworn in as president of Uzbekistan?
   A) Floynt Bount
   B) Danish Siddiqui
   C) Scott Morrison
   D) Shavkat Mirziyoyev
   
   
   

   
   Option D
   Explanation: Uzbek President Shavkat Mirziyoyev has been re-elected for a second five-year term, according to the preliminary results of a poll that Western observers criticised as uncompetitive despite recent political reforms.

   
   
3. At present how many credit rating agencies in India are registered with SEBI?
   A) 5
   B) 6
   C) 8
   D) 7
   
   
   

   
   Option D
   Explanation: All the credit rating agencies in India are regulated by SEBI (Credit Rating Agencies) Regulations, 1999 of the Securities and Exchange Board of India Act, 1992. There are a total of seven credit agencies in India viz, CRISIL, CARE, ICRA, SMREA, Brickwork Rating, India Rating and Research Pvt.

   
   
4. Which state adopted the Pakke Tiger Reserve 2047 Declaration on Climate Change-Resilient?
   A) Arunachal Pradesh
   B) Nagaland
   C) Assam
   D) TamilNadu
   
   
   

   
   Option A
   Explanation: For the first time, Arunachal Pradesh’s cabinet meeting was held outside the state capital of Itanagar and at the Pakke Tiger Reserve in PakkeKessang district instead.

   
   
5. Which state was crowned 11th Hockey India junior national championship winners?
   A) Punjab
   B) Himachal Pradesh
   C) Uttar Pradesh
   D) Madhya Pradesh
   
   
   

   
   Option C
   Explanation: Hockey, Uttar Pradesh were crowned the winners of the 11th Junior National Men’s Championship following a 3-1 victory over Chandigarh in the final at Kovilpatti, Tamil Nadu.

   
   
6. World’s largest cricket bat, certified by Guinness World Records was unveiled in which city?
   A) Hyderabad
   B) Lucknow
   C) Pune
   D) Delhi
   
   
   

   
   Option A
   Explanation: The world’s largest cricket bat, certified by Guinness World Records was unveiled in Hyderabad. The event was held on the eve of ICC Men’s T20 World Cup. The cricket bat was unveiled by the former caption of the Indian cricket team Mohammed Azharuddin. The bat was a tribute to the Indian cricket team from Pernod Ricard.

   
   
7. PM Modi inaugurated redeveloped Rani Kamlapati Railway Station in which city?
   A) Pune
   B) Lucknow
   C) Bhubaneswar
   D) Bhopal
   
   
   

   
   Option D
   Explanation: Prime Minister Narendra Modi dedicated to the Nation various Railway projects in Bhopal,Madhya Pradesh.

   
   
8. Valley of Flowers National Park is located in which state?
   A) Himachal Pradesh
   B) Jammu & Kashmir
   C) Uttarakhand
   D) Gujarat
   
   
   

   
   Option C
   Explanation: Valley of Flowers National Park is an Indian national park, located in Chamoli in the state of Uttarakhand and is known for its meadows of endemic alpine flowers and the variety of flora.

   
   
9. Which state wins Vijay Hazare Trophy?
   A) Himachal Pradesh
   B) Uttar Pradesh
   C) Punjab
   D) TamilNadu
   
   
   

   
   Option A
   Explanation: Himachal Pradesh completed a fairytale script with Shubham Arora’s unbeaten hundred to beat Tamil Nadu in the final of the Vijay Hazare Trophy 2021 and win their first-ever domestic title at the Sawai Mansingh Stadium in Jaipur.

   
   
10. Who won the Mens’ single 2021 Denmark Open Badminton?
    A) Takuro Hoki
    B) Sebastian Vettel
    C) Kento Momomo
    D) Viktor Axelsen
    
    
    

    
    Option D
    Explanation: Danish Olympic champion Viktor Axelsen won the Mens’ single 2021 Denmark Open Badminton held at the Odense Sports Park, Denmark. He defeated world number one Kento Momota of Japan.

    
    
11. How much amount has been released by Department of Expenditure as health sector grant for rural and urban local bodies of 19 States?
    A) ₹8453 cr
    B) ₹8965 cr
    C) ₹9064 cr
    D) ₹2487 cr
    
    
    

    
    Option A
    Explanation: The Department of Expenditure under Ministry of Finance has released an amount of over 8,453 crore rupees as health sector grant for rural and urban local bodies of 19 States. The grants have been released as per the recommendations of the Fifteenth Finance Commission.

    
    
12. What was the minimum bid allowed in the LTRO operation of RBI?
    A) Rs 50 lakh
    B) Rs 1 crore
    C) Rs 5 crore
    D) Rs 10 crore
    
    
    

    
    Option B
    Explanation: The operational guidelines/ details of the SLTRO scheme are as under: a) All Small Finance Banks (SFBs) eligible under the Liquidity Adjustment Facility (LAF) can participate in the Scheme. There is no tenor restriction regarding lending by SFBs under the scheme. However, the SFBs will have to ensure that the amount borrowed from the RBI should at all times be backed by lending to the specified segments till maturity of the SLTRO. Furthermore, SFBs should endeavour to lend within a reasonable period, i.e., not later than 30 days from the date of availing the funds from RBI. b) SLTROs will be conducted on CBS (E-KUBER) platform. The operations would be conducted at a fixed rate. Banks would be required to place their requests for the amount sought under SLTRO during the window timing at the prevailing policy repo rate. Bids below or above policy rate will be rejected. c) The Reserve Bank reserves the right to decide the quantum of allotment and/or accept/reject any or all the requests, either wholly/partially, without assigning any reason thereof. d) In case of over-subscription of the notified amount, the allotment will be done on pro-rata basis. RBI will, however, reserve the right to inject marginally higher amount than the notified amount due to rounding effects. e) The minimum bid amount would be Rupees one crore and multiples thereof. The allotment would be in multiples of Rupees one crore. f) The reversal of these operations would take place at the ‘start of day’ on the day of maturity. g) The eligible collateral for SLTROs and the applicable haircuts will remain the same as applicable for LAF. h) All other terms and conditions as applicable to LAF operations, including facility for security substitution, will also be made applicable to the SLTROs, mutatis mutandis. i) The amount utilised under the Scheme will be informed to market participants in the Money Market Operations (MMO) press release. j) All queries/clarifications regarding operational aspects of the facility may be directed to the Financial Markets Operations Department through e-mail and/or telephone (022-22630982). All technical issues may be directed to the e-Kuber Helpdesk through email with a copy to laffmd@rbi.org.in and/or telephone (022-27595662/67/022-27595591 /92/93/94).

    
    
13. Centre declared Soya Meal as an Essential Commodity up to which year?
    A) June 2022
    B) December 2022
    C) Sept 2022
    D) August 2023
    
    
    

    
    Option A
    Explanation: The Centre imposed stock holding limits on soya meal, which is used as a raw material in the poultry feed industry, till June 2022 to curb hoarding as well as check price rise.

    
    
14. Singhi Chham is an Indian folk dance with origin from which state?
    A) Jammu & Kashmir
    B) Sikkim
    C) Assam
    D) West Bengal
    
    
    

    
    Option B
    Explanation: Singhi Chham or Kanchendzonga Dance is a lion dance form in Sikkim whereby the dancers perform in a lion costume that represents the snow lion. It is a dance of the Bhutia people, and was said to have been introduced by Chador Namgyal, the third Chogyal of Sikkim, in the 18th century.

    
    
15. Indigo partenered with which bank for the launch of a co-branded credit card – Ka-ching – under the 6E Rewards program?
    A) Kotak a Mahindra Bank
    B) HDFC bank
    C) IDBI Bank
    D) SBI
    
    
    

    
    Option A
    Explanation: Kotak Mahindra Bank (KMBL) and IndiGo announced a strategic partnership for the launch of a co-branded credit card – Ka-ching – under the 6E Rewards program.

    
    

GA Revision for Banking and Other Exams – 1067

1. The 20th SCO Council of Heads of Government meeting held In which country?
   A) Afghanistan
   B) China
   C) Indonesia
   D) Kazakshtan
   
   
   

   
   Option D
   Explanation: External affairs minister (EAM) S Jaishankar attended the 20th meeting of the Shanghai Cooperation Organisation (SCO) Council of Heads of Government (CHG).The meeting was held under the chairmanship of Kazakhstan. The meeting was held in Nur-Sultan in a virtual format.

   
   
2. Which country to host COP26 United Nations Climate Change Conference?
   A) Scotland
   B) UK
   C) France
   D) USA
   
   
   

   
   Option A
   Explanation: The UK hosted the COP26 United Nations Climate Change Conference in Glasgow, Scotland from October 31 to November 12.

   
   
3. What is the metric that measures how long a firm will be deprived of cash if it increases its investment in resources in order to expand customer sales known as?
   A) Quick ratio
   B) Accounts payable turnover
   C) Days payable outstanding
   D) Cash conversion cycle
   
   
   

   
   Option D
   Explanation: In management accounting, the Cash conversion cycle (CCC) measures how long a firm will be deprived of cash if it increases its investment in resources in order to expand customer sales. It is thus a measure of the liquidity risk entailed by growth.

   
   
4. SIDBI signs MoU to develop MSME ecosystem with which state?
   A) Uttar Pradesh
   B) Maharashtra
   C) West Bengal
   D) Uttar Pradesh
   
   
   

   
   Option C
   Explanation: SIDBI has signed a memorandum of understanding with the government of West Bengal to develop the MSME ecosystem in the state, a SIDBI official said. As per the MoU a project management unit (PMU) of SIDBI will work with the state government.

   
   
5. Which company announced its partnership with deep-tech startup TropoGo for the distribution of a drone Insurance product?
   A) IDBI Federal
   B) Bajaj Allianz Insurance
   C) ICICI Prudential
   D) MAX Bupa
   
   
   

   
   Option B
   Explanation: Bajaj Allianz General Insurance announced its partnership with deep-tech startup TropoGo for the distribution of a drone Insurance product.

   
   
6. With which country,India conducted a trilateral exercise Konkan Shanti 21?
   A) Russia
   B) France
   C) USA
   D) UK
   
   
   

   
   Option D
   Explanation: The sea phase of the maiden bilateral tri-service exercise ‘Konkan Shakti 2021’ between the UK and Indian Armed Forces commenced off the Konkan coast in the Arabian Sea.

   
   
7. Which bank has entered into a co-lending arrangement with Lendingkart Finance Limited as part of its efforts to improve the flow of credit to the unserved and underserved sector of the economy?
   A) PNB
   B) BOB
   C) IOB
   D) IDBI
   
   
   

   
   Option A
   Explanation: Punjab National Bank (PNB) has entered into a co-lending arrangement with Lendingkart Finance Limited as part of its efforts to improve the flow of credit to the unserved and underserved sector of the economy.

   
   
8. What is the name of World’s First Multimodal Brain Imaging Data and Analytics, Developed at DBT-National Brain Research Centre, Haryana?
   A) ATMNIRBHAR
   B) AGNI
   C) NIRAV
   D) SWADESH
   
   
   

   
   Option D
   Explanation: The Union Minister of State (Independent Charge) for the Ministry of Science and Technology, Dr Jitendra Singh inaugurated Project SWADESH. The project SWADESH is a first of its kind large-scale multimodal neuroimaging database designed specifically for the Indian population.

   
   
9. How much amount of loan was signed between Indian and Asian Development Bank to support urban mobility in Mizoram?
   A) $5.2 million
   B) $4.8 million
   C) $4.5 million
   D) $3.0 million
   
   
   

   
   Option C
   Explanation: The Centre and the Asian Development Bank signed a 4.5 million dollar project readiness financing PRF loan to support project preparation and design activities to improve urban mobility in Aizawl, the capital city of the northeastern state of Mizoram.

   
   
10. Banks must apply LEF at the same level as the risk-based capital requirements are applied. What does L stands for in LEF?
    A) Large
    B) Liquidity
    C) Liability
    D) Loan
    
    
    

    
    Option A
    Explanation: LEF- Large Exposures Framework

    
    
11. As per government data,how many percent growth in the volume of digital transactions were registered in the country during the last three years?
    A) 85%
    B) 95%
    C) 88%
    D) 90%
    
    
    

    
    Option C
    Explanation: 88 percent growth in the volume of digital transactions were registered in the country during the last three years. This was stated by Union Minister of State for Finance Dr. Bhagwat Kisanrao Karad in a written reply in the Rajya Sabha.

    
    
12. Which country successfully launched a new testing satellite named Shiyan 11?
    A) USA
    B) Australia
    C) Mongolia
    D) China
    
    
    

    
    Option D
    Explanation: The Shiyan-11 satellite was launched aboard a Kuaizhou-1A carrier rocket from the Jiuquan Satellite Launch Centre in the Gobi Desert in Inner Mongolia.

    
    
13. Which bank crossed the market capitalisation of Hindustan Unilever to become the fifth largest company by market value?
    A) ICICI Bank
    B) HDFC Bank
    C) SBI
    D) PNB
    
    
    

    
    Option A
    Explanation: Private sector lender ICICI Bank crossed the market capitalisation of Hindustan Unilever to become the fifth largest company by market value.

    
    
14. Where is the headquarters of Food Safety and Standards Authority of India situated?
    A) Mumbai
    B) New Delhi
    C) Pune
    D) Chennai
    
    
    

    
    Option B
    Explanation: Founded - August 2011, Chairperson - Rita Teaotia

    
    
15. As per government report, AYUSH market has grown at how much percent in 2014-20 to reach 18 billion dollars?
    A) 19%
    B) 14%
    C) 15%
    D) 17%
    
    
    

    
    Option D
    Explanation: Government has said that the market size of Ayush has grown by 17 percent during 2014 to 2020 to reach 18.1 billion dollars.

    
    

GA Revision for Banking and Other Exams – 1066

1. In October 2021, who won the Nobel Economics Prize for insights into the labour market and “natural experiments”?
   A) David Card
   B) Joshua Angrist
   C) Guido Imbens
   D) All of the above
   
   
   

   
   Option D
   Explanation: U.S.based Canadian David Card, Israeli-American Joshua Angrist and Dutch-American Guido Imbens won the Nobel Economics Prize for insights into the labour market and “natural experiments”.

   
   
2. Which city is at the bottom of the 2021 Safe Cities Index, published by Economist Intelligence Unit?
   A) Copenhagen
   B) Toronto
   C) Yangon
   D) New Delhi
   
   
   

   
   Option C
   Explanation: The Economist Intelligence Unit has published its 2021 Safe Cities Index, ranking 60 major global cities across 76 indicators based on digital, health, infrastructure, environmental and personal security. Copenhagen tops the rankings this year with a score of 82.4 out of 100.It was followed by Toronto and Singapore. New Delhi and Mumbai have found a place in the index. New Delhi is placed at 48th position with a score of 56.1, while Mumbai is at 50th place with a score of 54.4. Yangon is at the bottom of the index, as least safe city, with a score of 39.5.

   
   
3. What is the state tree of Maharashtra?
   A) Neem
   B) Mango
   C) Sandalwood
   D) Banyan
   
   
   

   
   Option B
   Explanation:

   
   
4. Which state/UT government launched Mission ‘One Gram Panchayat-One DIGI-Pay Sakhi’ in order to promote door to door digital banking and financial services in remote areas of state/UT?
   A) West Bengal
   B) Assam
   C) Chandigarh
   D) Jammu & Kashmir
   
   
   

   
   Option D
   Explanation: In order to promote door to door digital banking and financial services in remote areas of Jammu and Kashmir, Lieutenant Governor Manoj Sinha launched Mission ‘One Gram Panchayat-One DIGI-Pay Sakhi’, at Jammu & Kashmir Entrepreneurship Development Institute (JKEDI) in Pampore.

   
   
5. World Bank was formed in which year?
   A) 1934
   B) 1944
   C) 1954
   D) 1964
   
   
   

   
   Option B
   Explanation: Headquarters - Washington, D.C., United States, President - David Malpass.

   
   
6. Who is the author of book Quest for a Stable Afghanistan: A View from Ground Zero” ?
   A) Sujeet Sarkar
   B) Arundhati Roy
   C) Suman Singh
   D) Arun Gupta
   
   
   

   
   Option A
   Explanation: The book titled “Quest for a Stable Afghanistan: A View from Ground Zero” has been written by Sujeet Sarkar.

   
   
7. What is the currency of Australia?
   A) Euro
   B) Peso
   C) Dollar
   D) Dinar
   
   
   

   
   Option C
   Explanation: Capital - Canberra, Prime minister - Scott Morrison

   
   
8. Where was the fifth edition of Indo- Kazakhstan Joint Training Exercise, KAZIND-21 conducted?
   A) Aisha Bibi
   B) Khoja Ahmed Yasawi
   C) Ukasha Ata
   D) Karakhan Mausoleum
   
   
   

   
   Option A
   Explanation: As part of military diplomacy and to strengthen the growing strategic relation with Kazakhstan, the fifth edition of Indo- Kazakhstan Joint Training Exercise, KAZIND-21 will be conducted at Aisha Bibi in Kazakhstan, from August 30 to September 11.

   
   
9. The Indian Institute of Management (IIM) Ahmedabad which has been adjudged as the best B-school in India, according to the QS World University Rankings 2022 has got which rank globally?
   A) 85th
   B) 71st
   C) 46th
   D) 63rd
   
   
   

   
   Option C
   Explanation: The Indian Institute of Management (IIM) Ahmedabad has been adjudged as the best B-school in India, according to the QS World University Rankings 2022. Globally, IIM-A has got 46th rank among the total 280 business schools ranked this year. IIM Ahmedabad was followed by IIM Bangalore(50) and IIM Calcutta(76) in the second and third positions, respectively in the country. Overall the first place has been secured by Stanford Graduate School of Business, followed by Harvard Business School and Penn (Wharton), which secured the second position jointly.

   
   
10. The Rangit Dam is located in which state?
    A) Gujarat
    B) Uttar Pradesh
    C) Rajasthan
    D) Sikkim
    
    
    

    
    Option D
    Explanation:

    
    
11. How much amount to be released by centre as tax devolution to States in the current month after including one advance instalment to help them push their capital expenditure?
    A) 75000 cr
    B) 95000 cr
    C) 85000 cr
    D) 92000 cr
    
    
    

    
    Option B
    Explanation: Finance Minister Nirmala Sitharaman has said that the Centre will release 95 thousand 82 crore rupees as tax devolution to States in the current month after including one advance instalment to help them push their capital expenditure.

    
    
12. What is the full form of CLF?
    A) Collective Loan Forum
    B) Collection of Loan Facility
    C) Collateralised Lending Facility
    D) Cash Lending Facility
    
    
    

    
    Option C
    Explanation:

    
    
13. NITI Aayog with which of the following jointly launched the ‘Forum for Decarbonizing Transport’ in India as part of the NDC-Transport Initiative for Asia (NDC-TIA) project?
    A) The Nature Conservancy
    B) Environmental Defense Fund
    C) Center for Global Development
    D) World Resources Institute
    
    
    

    
    Option D
    Explanation: NITI Aayog and World Resources Institute (WRI), India, jointly launched the ‘Forum for Decarbonizing Transport’ in India as part of the NDC-Transport Initiative for Asia (NDC-TIA) project.

    
    
14. The Reserve Bank of India has tied up with which country’s central bank to link their respective fast payment systems, Unified Payments Interface (UPI) and PayNow?
    A) Singapore
    B) Mauritius
    C) Indonesia
    D) UAE
    
    
    

    
    Option A
    Explanation: The RBI and the Monetary Authority of Singapore have announced a project to link their respective fast payment systems, Unified Payments Interface (UPI) and PayNow. The linkage is targeted for operationalisation by July 2022.

    
    
15. India ranked at which position in the UNICEF’s ‘The Climate Crisis Is a Child Rights Crisis: Introducing the Children’s Climate Risk Index’ (CCRI)?
    A) 26th
    B) 23rd
    C) 34th
    D) 33rd
    
    
    

    
    Option A
    Explanation: India is among four South Asian countries where children are most at risk of the impacts of climate change threatening their health, education, and protection, according to a new UNICEF report. ‘The Climate Crisis Is a Child Rights Crisis: Introducing the Children’s Climate Risk Index’ [CCRI] is UNICEF’s first focussed on children. Pakistan, Bangladesh, Afghanistan and India are among four South Asian countries where children are at extremely high risk of the impacts of the climate crisis, with a ranking of 14th, 15th, 25th and 26th respectively.

    
    

GA Revision for Banking and Other Exams – 1065

1. In September 2021, India signed an MoU with which country for enhancing export potential of Ayurvedic & other Indian traditional medicine products?
   A) USA
   B) Australia
   C) Canada
   D) Netherlands
   
   
   

   
   Option A
   Explanation: The Pharmacopoeia Commission for Indian Medicine has signed MoU with Homoeopathy and the American Herbal Pharmacopoeia, USA.

   
   
2. Where is the HQ of United Nations Conference on Trade and Development situated?
   A) Berlin, Germany
   B) Geneva, Switzerland
   C) California, USA
   D) Rome, Italy
   
   
   

   
   Option B
   Explanation: The United Nations Conference on Trade and Development was established in 1964 as an intergovernmental organization intended to promote the interests of developing states in world trade. UNCTAD is the part of the United Nations Secretariat dealing with trade, investment, and development issues. The name of the Secretary-General is Rebeca Grynspan.

   
   
3. Which word was named as word of the year 2021 by Collin’s Dictionary?
   A) Covid
   B) Bit
   C) Coin
   D) NFT
   
   
   

   
   Option D
   Explanation: Collins Dictionary announced that its Word of the Year is “NFT” — digital assets that exploded in popularity this year along with the rise of cryptocurrencies.

   
   
4. Recently which state inaugurated the River Festival 2021?
   A) Uttarakhand
   B) Uttar Pradesh
   C) Puducherry
   D) Madhya Pradesh
   
   
   

   
   Option C
   Explanation: Puducherry Lieutenant Governor Dr Tamilisai Soundararajan inaugurated the River Festival 2021 at the villyanur Thirukanchi Temple.

   
   
5. The Union Cabinet approved the Production-linked Incentive (PLI) Scheme for Automobile and Drone Industries with a budgetary outlay of how much amount?
   A) Rs 22,365 cr
   B) Rs 18,187 cr
   C) Rs 14,934 cr
   D) Rs 26,058 cr
   
   
   

   
   Option D
   Explanation: The Union Cabinet approved the Production-linked Incentive (PLI) Scheme for Automobile and Drone Industries with a budgetary outlay of 26 thousand 58 crore rupees. Information and Broadcasting Minister Anurag Thakur said, a sum of 25 thousand 938 crore rupees for the auto sector and 120 crore rupees have been allocated for Drone Industry.

   
   
6. As per World Benchmarking Alliance (WBA),which country is best in South and South-East Asia that attracts most investments in the domestic seed sector from the global seed industry?
   A) India
   B) Bhutan
   C) Bangladesh
   D) China
   
   
   

   
   Option A
   Explanation: India is among the six countries countries in South and South-East Asia that attracts most investments in the domestic seed sector from the global seed industry.

   
   
7. What amount has been sanctioned by the Karnataka Government to introduce integrated farming in all the gram panchayats by 2023?
   A) ₹7500 cr
   B) ₹5685 cr
   C) ₹7234 cr
   D) ₹7000 cr
   
   
   

   
   Option C
   Explanation: Karnataka Agriculture minister B C Patil has informed that a sum of Rs. 7234 crore is sanctioned by the Government to introduce integrated farming in all the gram panchayats by 2023.

   
   
8. In October 2021, Comptroller and Auditor General of India have signed a memorandum of understanding with which country to strengthen the audit process of public finance?
   A) Maldives
   B) Myanmar
   C) Nepal
   D) Bhutan
   
   
   

   
   Option A
   Explanation: Comptroller and Auditor General of India and Auditor General of Maldives have signed a memorandum of understanding to strengthen the audit process of public finance. The MoU was signed by Girish Chandra Murmu, CAG of India and Hussain Niyazy, Auditor General of Maldives in Male.

   
   
9. Railways to launch how many theme-based Bharat Gaurav trains showcasing India’s heritage, culture?
   A) 200
   B) 185
   C) 180
   D) 190
   
   
   

   
   Option D
   Explanation: After freight and passenger segments, the railways is set to begin a third segment dedicated to the tourism sector and launch a set of around 190 theme-based trains called Bharat Gaurav trains, minister Ashwini Vaishnaw said.

   
   
10. The aggregate exposure limit of all banks towards the PCE for a given bond issue has been capped at 20 per cent of the bond issue size. What does P stands for in PCE?
    A) Partial
    B) Primary
    C) Progressive
    D) Prompt
    
    
    

    
    Option A
    Explanation: Partial Credit Enhancement (PCE).

    
    
11. Government has extended the Credit Guarantee Scheme for Subordinate Debt upto which month and year?
    A) 30th March,2022
    B) 1st April,2022
    C) 31st March,2022
    D) 1st December,2022
    
    
    

    
    Option C
    Explanation: Government has extended the Credit Guarantee Scheme for Subordinate Debt upto 31st of March next year.

    
    
12. The Harry Vardon Trophy is related to which sports?
    A) Golf
    B) Cricket
    C) Hockey
    D) Badminton
    
    
    

    
    Option A
    Explanation: It is one of the oldest continuously awarded trophies in men’s professional golf since 1937.

    
    
13. A sub¬standard asset is one, which has remained NPA for a period less than or equal to ____ months?
    A) 12
    B) 24
    C) 06
    D) 48
    
    
    

    
    Option A
    Explanation: Substandard assets which has remained NPA for a period less than or equal to 12 months.

    
    
14. Who will be the chairperson of the National Steering Committee that has been formed to implement NIPUN Bharat Mission?
    A) Narendra Modi
    B) Amit Shah
    C) Rajnath Singh
    D) Dharmendra Pradhan
    
    
    

    
    Option D
    Explanation: The Union government has set up a National Steering Committee (NSC) for implementation of the NIPUN Bharat Mission. The Union Education Minister, Shri Dharmendra Pradhan will be the Chairperson of the NSC and Minister of State for Education, Smt. Annpurna Devi will be the Vice-Chairperson.

    
    
15. Which institute hosted the fifth World Congress on Disaster Management?
    A) IIT Jammu
    B) IIT Kanpur
    C) IIT Delhi
    D) IIM Ahmedabad
    
    
    

    
    Option C
    Explanation: The fifth World Congress on Disaster Management on the overarching theme of “Technology, Finance and Capacity for Building Resilience to Disasters in the Contexts of Covid-19” was organised the IIT Delhi campus.

    
    

GA Revision for Banking and Other Exams – 1065

1. What was the theme of International Day of Democracy 2021?
   A) Democracy under Strain: Solutions for a Changing World
   B) Covid-19: A Spotlight on Democracy
   C) Recall that democracy is about people
   D) Strengthening democratic resilience in the face of future crises
   
   
   

   
   Option D
   Explanation: The International Day of Democracy also known as World Democracy Day is observed every year on 15 September. The theme for International Day of Democracy 2021 is “Strengthening democratic resilience in the face of future crises”.

   
   
2. The total loans and advances given by the NABARD during 2020-21 registered a growth of 25.2 per cent year-on-year to reach how much amount?
   A) Rs. 8 Lakh Crore
   B) Rs. 3 Lakh Crore
   C) Rs. 6 Lakh Crore
   D) Rs. 9 Lakh Crore
   
   
   

   
   Option C
   Explanation: The total loans and advances extended by NABARD during 2020-21 registered a growth of 25.2 per cent year-on-year to reach Rs 6 lakh crore, with half of it going into production and investment, the bank said in its annual report.

   
   
3. Instant fund transfer under UPI, if available for how many hours in a day?
   A) 8 hours
   B) 10 hours
   C) 12 hours
   D) 24 hours
   
   
   

   
   Option D
   Explanation: UPI Services offers an instant, twenty four hours i.e. 24X7, interbank electronic fund transfer and/or fund collection service to the Users of UPI member banks.

   
   
4. Which country’s Army chief has been conferred with the honorary rank of General of the Indian Army by President Ram Nath Kovind?
   A) Sri Lanka
   B) Phillipines
   C) Nepal
   D) Maldives
   
   
   

   
   Option C
   Explanation: Nepal Army Chief General Prabhu Ram Sharma was conferred the honorary rank of General of the Indian Army by President Ram Nath Kovind at a ceremony at the RashtrapatiBhavan.

   
   
5. Who has been conferred with the Swami Brahmanand Award 2021 for his contribution in the field of education?
   A) Anand Kumar
   B) Mukesh Bansal
   C) Kishori Lal Gupta
   D) Harjinder Singh
   
   
   

   
   Option A
   Explanation: Mathematician Anand Kumar was conferred with the Swami Brahmanand Award 2021 for his contribution in the field of education through his ‘Super 30’ initiative, which prepares underprivileged students for the IIT entrance exam.

   
   
6. Who was the India’s flag-bearer during the opening ceremony of the Tokyo Paralympics 2020?
   A) Amit Mariyappan
   B) Ravi Prasad
   C) Thangavelu Mariyappan
   D) Tek Chand
   
   
   

   
   Option D
   Explanation: Javelin thrower Tek Chand will be India’s flag-bearer during the opening ceremony of the Tokyo Paralympics 2020 as Thangavelu Mariyappan was quarantined after he came in close contact with a COVID-19 positive person on the flight to Tokyo.

   
   
7. Which Insurance company has partnered withIPPB, Department of Posts to launch 2 new products?
   A) Life Insurance Corporation
   B) Bajaj Allianz Life Insurance
   C) Religare Health Insurance
   D) None of the above
   
   
   

   
   Option B
   Explanation: Bajaj Allianz Life Insurance has entered into a tripartite partnership with the India Post Payments Bank (IPPB) and the Department of Posts (DoP), launching two insurance products to tap the vast rural customers across the country.

   
   
8. The festival of ‘Dhanu Jatra’ is celebrated in which Indian state?
   A) Odisha
   B) Tamilnadu
   C) Kerala
   D) West Bengal
   
   
   

   
   Option A
   Explanation: Dhanu Jatra or Dhanu Yatra is an annual drama-based open air theatrical performance celebrated in Bargarh, Odisha. Spread across a 8 km radius area around the Bargarh municipality, it is world's largest open air theater, one that finds a mention in the Guinness Book of World Records.

   
   
9. Which of the following was conferred with the “Rajbhasha Keerthi Puraskar” award?
   A) NLC India Limited
   B) National Mineral Development Ltd.
   C) Hindalco Industries
   D) National Aluminium Company
   
   
   

   
   Option B
   Explanation: The highest and the most prestigious “Rajbhasha Keerthi Puraskar” award was presented to National Mineral Development Ltd. (NMDC), under Ministry of Steel during the Rajbhasha Diwas Samaroh in New Delhi. Visakhapatnam Steel plant has been bestowed with the ‘Rajbhasha Keerti Puraskar’-FIRST PRIZE for effective implementation of Official Language Hindi for the year 2020-21.

   
   
10. Who is appointed as joint secretary in the Ministry of Cooperation?
    A) Abhay Kumar Singh
    B) Rajeev Porwal
    C) Amit Dubey
    D) Ravi Shankar Prasad
    
    
    

    
    Option A
    Explanation: Abhay Kumar Singh has been appointed as joint secretary in the Ministry of Cooperation which was recently formed with an aim to strengthen the cooperative movement in the country, according to a Personnel Ministry order issued.

    
    
11. Pilgrimage site Bhadrachalam of which state has been added as a destination in the IRCTC’s Ramayana Circuit train?
    A) Telangana
    B) Karnataka
    C) Kerela
    D) Tamil Nadu
    
    
    

    
    Option D
    Explanation: The Hindu pilgrimage site Bhadrachalam in Telangana has been added as one of the destinations in the Ramayana Circuit of the Pilgrim Special Train of IRCTC.

    
    
12. How many banks are classified as Domestic Systemically Important Banks (D-SIBs) by RBI?
    A) 1
    B) 2
    C) 3
    D) 4
    
    
    

    
    Option C
    Explanation: SBI in basket 3 and ICICI Bank in Basket 1; There are 5 baskets of which basket 5 is of higest pripority and 1 of lowest priority. Last added Bank is HDFC Bank. So total 3.

    
    
13. World cancer day is observed globally every year on _______?
    A) 11 January
    B) 24 March
    C) 24 January
    D) 4th February
    
    
    

    
    Option D
    

    
    
14. Retired Lt. General Gurmit Singh took oath as 8th Governor of which state?
    A) Bihar
    B) Himachal Pradesh
    C) Uttarakhand
    D) Punjab
    
    
    

    
    Option C
    Explanation: Retired Lt. General Gurmeet Singh is the new Governor of Uttarakhand. He is 8th Governor of the State. Lt Gen Singh succeeds Baby Rani Maurya, who resigned three years before completing her tenure.

    
    
15. Which state government conferred the prestigious Sri Basava International Award on Sri Basavaliga Pattaddevaru, senior seer of Bhalki Hiremath?
    A) Uttar Pradesh
    B) Karnataka
    C) Tamil Nadu
    D) Rajasthan
    
    
    

    
    Option B
    Explanation: Karnataka government has selected Sri Basavaliga Pattaddevaru, senior seer of Bhalki Hiremath, for the prestigious Sri Basava International Award. Minister for Kannada and Culture V. Sunil Kumar will present the award at Ravindra Kalakshetra in Bengaluru.