GA Revision for IBPS PO/Clerk, LIC Assistant and Other Exams - 642

GA Revision Questions for IBPS PO/Clerk, LIC Assistant and Other exams.

1. Where is the HQ of Pacific Asia Travel Association? A)New York B)Paris C)Bangkok D)Rome E)Singapore [su_spoiler title=" View Answer " icon="chevron-circle"] Option C [/su_spoiler]
2. ‘Eazypay’, India’s first mobile app for merchants to accept payments on mobile phone through multiple digital modes belongs to which bank? A) Federal Bank B) Dhanalakshmi Bank C) Yes Bank D) ICICI Bank E)HDFC Bank [su_spoiler title=" View Answer " icon="chevron-circle"] Option D Explanation: A first-of-its kind application, ‘Eazypay’ offers customers the improved convenience of paying by using their mobile phone through Unified Payment Interface (UPI), any credit / debit card & internet banking, and ‘Pockets’, digital wallet of ICICI Bank. [/su_spoiler]
3. Which government launched “champions campaign” in the fight against dengue? A)Bihar B)Delhi C)Punjab D)Uttar Pradesh E)Chattisgarh [su_spoiler title=" View Answer " icon="chevron-circle"] Option B Explanation: Delhi Chief Minister Arvind Kejriwal launched “champions campaign” in the fight against dengue and urged people to encourage their friends to inspect their homes to clean stagnant water. Earlier, Kejriwal had launched a mega drive against dengue -#10Hafte10Baje10Minute campaign [/su_spoiler]
4. Recently Human Resource Development Minister Ramesh Pokhriyal ‘Nishank’ has launched Waste Management Accelerator for Aspiring Women Entrepreneurs (WAWE) summit in which city? A)Mumbai B)Nagpur C)Pune D)Jaipur E)Gwalior [su_spoiler title=" View Answer " icon="chevron-circle"] Option D Explanation: Human Resource Development Minister Ramesh Pokhriyal ‘Nishank’ has launched Waste Management Accelerator for Aspiring Women Entrepreneurs (WAWE) summit in Jaipur, Rajasthan. [/su_spoiler]
5. As per new guidelines by RBI,banks will now have to resolve failed debit transactions within how many days? A)2 days B)3 days C)5 days D)4 days E) 6 days [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: In a big boost for customers making e-commerce payments online, banks will now have to resolve failed debit card transactions within five days, and UPI and wallet based transactions within one, as per latest guidelines on turn around time (TAT) announced by the Reserve Bank of India. [/su_spoiler]
6. Recently Which state government has issued a notification declaring 40 villages in four districts of the state as “lacking” taking into account the amount of damage to crops owing to heavy rains? A)Uttar Pradesh B)Bihar C)Rajasthan D)Uttarakhand E)Gujarat [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: The Rajasthan government has issued a notification declaring 40 villages in four districts of the state as “lacking” taking into account the amount of damage to crops owing to heavy rains. These villages were declared inadequate on the basis of Girdawari report of rabi crop 2019. [/su_spoiler]
7. Where is the HQ of Organisation for Economic Co-operation and Development (OECD)? A)Geneva B)Paris C)New York D)Rome E)Singapore [su_spoiler title=" View Answer " icon="chevron-circle"] Option B [/su_spoiler]
8. Recently RBI enhanced the loan sanctions limit qualifying as priority sector lending by banks to how much amount per borrower? A)₹40 cr B)₹25 cr C)₹30 cr D)₹35 cr E) ₹38 cr [su_spoiler title=" View Answer " icon="chevron-circle"] Option A Explanation: Aiming to boost credit supply to small exporters, the Reserve Bank enhanced the loan sanctions limit qualifying as priority sector lending by banks to Rs 40 crore per borrower. The limit was capped at Rs 25 crore per borrower earlier. [/su_spoiler]
9. Recently the Ministry of Sports decided to create how many National Centres of Excellence (NCE) ? A)31 B)26 C)20 D)15 E)30 [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: Ministry of Sports will create 20 National Centres of Excellence (NCE) in order to groom athletes for the 2024 and 2028 Olympics. Every Centre of Excellence will designate funds for four to six specific sports. [/su_spoiler]
10. Recently General Officer Commanding-in-Chief, Southern Command, Lieutenant General SK Saini, inaugurated the ‘Shraddhanjali Sthal’ in Which city? A)Surat B)Gorakhpur C)Jaisalmer D)Nagpur E)Gurugram [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: General Officer Commanding-in-Chief, Southern Command, Lieutenant General SK Saini, inaugurated the ‘Shraddhanjali Sthal’ at the Jaisalmer War Museum in the memory of soldiers killed in action. [/su_spoiler]
11. Recently U.S.-headquartered Google announced the setting up of a research lab in which city in India? A)Pune B)Mumbai C)Bengaluru D)Chennai E)Hyderabad [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: U.S.-headquartered Google announced the setting up of a research lab in Bengaluru that will work on advancing artificial intelligence-related research with an aim to solve problems in sectors such as healthcare, agriculture and education. [/su_spoiler]
12. Recently The Organisation for Economic Co-operation and Development (OECD) slashed India’s GDP growth to how much percent for FY 2019-20? A)5.8% B)5.7% C)5.9% D)5.6% E)5.1% [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: The Organisation for Economic Co-operation and Development (OECD) appears to be the most pessimistic on India’s economy among think tanks, as it cut the GDP growth forecast by 1.3 percentage points to 5.9 per cent for 2019-20. [/su_spoiler]
13. What was the rank of ISB Hyderabad globally in Forbes Best International 1-Year Business Schools 2019? A)6th B)4th C)5th D)7th E)8th [su_spoiler title=" View Answer " icon="chevron-circle"] Option D Explanation: According to Forbes “Best Business Schools 2019” rankings, Lausanne, Switzerland-based IMD (International Institute for Management Development) held on to its No.1 ranking for the second time in a row as the best one-year international business school. [/su_spoiler]
14. JLF is a dedicated grouping of lender banks that is formed to speed up decisions in case of Non-Performing Assets (NPAs). F in JLF stands for? A) Finance B) Fund C) Function D) Forum E) Fiscal [su_spoiler title=" View Answer " icon="chevron-circle"] Option D Explanation: The Joint Lender’s Forum is a dedicated grouping of lender banks that is formed to speed up decisions when an asset (loan) of more Rs 100 crore or more turns out to be a stressed asset. [/su_spoiler]
15. Recently Tata Communications has partenered with which organisation to offer enterprises a secure, fully-managed, multi-channel, intelligent and cloud-based service? A)Wipro B)TCS C)Cisco D)Microsoft E)Reliance [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: Tata Communications has partnered with Cisco to offer enterprises a secure, fully-managed, multi-channel, intelligent and cloud-based Cisco Webex Contact Center solution. [/su_spoiler]
16. Recently The finance ministry announced a big reduction in income tax rate for corporates to how much percent? A)20% B)21% C)22% D)25% E)27% [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: Finance Minister Nirmala Sitharaman announced a big reduction in income tax rate for corporates. The government has slashed basic corporate tax rate to 22% from 30% while for new manufacturing companies it has been cut down to 15% from 25%. [/su_spoiler]
17. IIBs are debt market securities offered by the government, and even some corporations with a view to protect your savings from inflation. What does middle letter I stands for in IIB? A) Inflation B) Indexed C) Information D) Investement E) Idea [su_spoiler title=" View Answer " icon="chevron-circle"] Option B Explanation: Inflation-indexed bonds [/su_spoiler]
18. RBI and which other organisation are working on a framework that will allow for freer and more accurate exchange of borrower data between banks and credit rating agencies (CRAs)? A)SIDBI B)NABARD C)IRDA D)SEBI E)RBI [su_spoiler title=" View Answer " icon="chevron-circle"] Option D Explanation: Regulators Reserve Bank of India (RBI) and Securities and Exchange Board of India (Sebi) are working on a framework that will allow for freer and more accurate exchange of borrower data between banks and credit rating agencies (CRAs). [/su_spoiler]
19. As per Finance Minister Nirmala Sitharaman,no stressed asset of MSMEs to be declared NPA uptill Which year? A)March 31,2020 B)March 31,2022 C)Dec 31,2019 D)1 April,2020 E) 1 June,2020 [su_spoiler title=" View Answer " icon="chevron-circle"] Option A Explanation: State-owned banks will not declare stressed assets of MSMEs as non-performing assets (NPAs) till March 31, 2020, said Finance Minister Nirmala Sitharaman, listing more measures to lift up the economy by ensuring credit. [/su_spoiler]
20. Recently Shyam Ramsay passed away.He was related to which field? A)Journalist B)Politics C)Director D)Actor E)Reporter [su_spoiler title=" View Answer " icon="chevron-circle"] Option C Explanation: Director Shyam Ramsay, one of the seven Ramsay brothers has passed away. He was 67. The film-maker, known for cult horror films, was suffering from pneumonia. [/su_spoiler]