GA Revision for SBI Clerk and other exams - 745

1. The Henry Island Beach is situated in which state?
   A) Telangana
   B) Goa
   C) West Bengal
   D) Maharashtra
   
   
   

   
   Option C
   Explanation: Henry Island is an island near Bakkhali in South 24 Parganas, India. It is around 130 km from Kolkata.

   
   
2. 14th Global Healthcare Summit to be held in which city?
   A) Vishakapatnam
   B) Kochi
   C) Mumbai
   D) Chennai
   
   
   

   
   Option A
   Explanation: Visakhapatnam will host the prestigious three-day 14th Global Healthcare Summit from January 3, 2021.

   
   
3. Which body released the second edition of Sustainable Development Goals (SDG) India Index?
   A) NITI Aayog
   B) NASSCOM
   C) RBI
   D) Ministry of Finance
   
   
   

   
   Option A
   Explanation: NITI Aayog released the second edition of Sustainable Development Goals (SDG) India Index which comprehensively documents the progress made by states and union territories towards achieving the 2030 SDG targets.

   
   
4. RBI launched which application to help visually challenged persons to identify denomination of notes?
   A) AGNI
   B) IDENTITY
   C) YONO
   D) MANI
   
   
   

   
   Option D
   Explanation: The Reserve Bank of India (RBI) Governor Shaktikanta Das launched a mobile application called ‘Mobile Aided Note Identifier’ (MANI) to aid visually challenged persons in identifying the denomination of currency notes.

   
   
5. From Jan 1,2020, Users will no more be required to pay (MDR) when they make a digital payment using RuPay debit card, UPI, or UPI QR code.What does MDR stands for?
   A) Merchant Daily Rate
   B) Merchant Delivery Rate
   C) Mini Discount Rate
   D) Merchant Discount Rate
   
   
   

   
   Option D
   Explanation: Users will no more be required to pay merchant discount rates (MDR) when they make a digital payment using RuPay debit card, UPI, or UPI QR code from January 1, 2020.

   
   
6. Which of the following is the class of derivative whose value is at least partly derived from one or more underlying stock exchange securities?
   A) Trade Derivative
   B) Equity Derivative
   C) Interest Rate Derivative
   D) Commodity Derivative
   
   
   

   
   Option B
   Explanation: In finance, an equity derivative is a class of derivatives whose value is at least partly derived from one or more underlying equity securities. Equity options are the most common type of equity derivative.

   
   
7. What is the currency of Oman?
   A) Euro
   B) Dollar
   C) Rial
   D) Dinar
   
   
   

   
   Option C
   

   
   
8. How much amount was paid by Central Board of Indirect Taxes and Customs (CBIC) as Integrated Goods and Services Tax (IGST) refunds to exporters?
   A) ₹125000 cr
   B) ₹115000 cr
   C) ₹100000 cr
   D) ₹112000 cr
   
   
   

   
   Option D
   Explanation: Central Board of Indirect Taxes and Customs (CBIC) has announced that it has paid Rs 1,12,000 crore as Integrated Goods and Services Tax (IGST) refunds to exporters. According to CBIC, over 83,000 exporters have been benefited by these refunds. The numbers indicated the government’s efforts to fast track refunds under GST especially to exporters. Also, as of now, refunds of only 3,604 crores are pending with Customs.

   
   
9. Who won best men’s player at Dubai Globe Award?
   A) Sunil Chhetri
   B) Neymar
   C) Lionel Messy
   D) Christiano Ronaldo
   
   
   

   
   Option D
   Explanation: Juventus player Cristiano Ronaldo won best men’s player at Dubai Globe Awards. Ronaldo has won the award for the sixth time out of nine times.

   
   
10. As per HexGn Study report on Top Ten Start-up Cities for 2020’,which two Indian cities entered the top 10 for the first time?
    A) Delhi and Bengaluru
    B) Bengaluru and Chennai
    C) Lucknow and Delhi
    D) Indore and Mumbai
    
    
    

    
    Option A
    Explanation: HexGn released a study of the funding trends in the global start-up ecosystem in 2019; the team analyzed over 60,000 deals and one million data points for the report.

    
    
11. Who were conferred the ‘Akashdeep Sanman’ awards?
    A) Bhalchandra Nemade
    B) Gyananranjan
    C) Both a and b
    D) Nagarjuna
    
    
    

    
    Option C
    Explanation: Noted Marathi litterateur Bhalchandra Nemade and Hindi writer Gynanranjan were conferred the ‘Akashdeep Sanman’ awards.

    
    
12. Whose tenure has been extended by Appointments Committee of the Cabinet (ACC) as Chairman of Railways Board?
    A) Vinod Kumar Yadav
    B) MK Khare
    C) Krishna Pal Singh
    D) Vikas Agnihotri
    
    
    

    
    Option A
    Explanation: The Appointments Committee of the Cabinet (ACC) has approved the re-employment of Vinod Kumar Yadav as Chairman of Railway Board for a period of one year with effect from January 1, 2020 to December 31, 2020.

    
    
13. The annual event Bharat Parv organised in which city?
    A) Lucknow
    B) Chennai
    C) NewDelhi
    D) Mumbai
    
    
    

    
    Option C
    Explanation: To celebrate the spirit of India, the annual event Bharat Parv organised in Delhi this year too.The objective of Bharat Parv is to encourage Indians to visit different tourism places of India and to inculcate the spirit of ‘Dekho Apna Desh’.

    
    
14. What is the metric that measures the number of times that a firm pays off its suppliers during the accounting period known as?
    A) Accounts payable turnover
    B) Financial accounting
    C) Days payable outstanding
    D) Cash conversion cycle
    
    
    

    
    Option A
    Explanation: The accounts payable turnover ratio is a short-term liquidity measure used to quantify the rate at which a company pays off its suppliers. Accounts payable turnover ratio is calculated by taking the total purchases made from suppliers, or cost of sales, and dividing it by the average accounts payable amount during the same period.

    
    
15. What is the tagline of HDFC Bank?
    A) Hum hai na,Khayal Aapka
    B) We Understand your world
    C) Banking for All
    D) Aao Sochein Bada
    
    
    

    
    Option B
    

    
    
16. The first underwater metro is being built in which city?
    A) Kolkata
    B) Mumbai
    C) Lucknow
    D) Chennai
    
    
    

    
    Option A
    Explanation: The East-West project of Kolkata Metro Rail Corporation is expected to be completed by March 2022 after several years and doubled costs. India’s first underwater metro will partially run under the Hooghly river.

    
    
17. As per SIPRI report,which country is the world’s second-largest arms producer?
    A) China
    B) Russia
    C) India
    D) France
    
    
    

    
    Option A
    Explanation: China is the world’s second-largest arms producer, behind the US, a Swedish research institute announced in a report.

    
    
18. Which Company has won the ‘BFSI Digital Innovation Award’ for Cloud Solutions?
    A) Federal Bank
    B) Max Bupa life insurance
    C) IDBI Federal
    D) Bajaj Housing Finance Limited
    
    
    

    
    Option D
    

    
    
19. What is the maximum deposit allowed under Kisan Vikas Patra (KVP)?
    A) Rs 5 lakh
    B) Rs 50 lakh
    C) Rs 10 lakh
    D) No such limit
    
    
    

    
    Option D
    Explanation: Minimum Deposit : Rs. 1000/- Maximum Deposit : No limit

    
    
20. Where is the HQ of WHO?
    A) Paris
    B) NewYork
    C) Geneva
    D) Rome
    
    
    

    
    Option C